Ron Denhaan, Realtor (949) 290-3263. Coto de Caza real estate specialist.
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The Greener Home

   Repair your credit

If you have struggled to qualify for a home or car loan, or if you have applied for a home lease and been rejected due to poor credit, you may want to consider credit repair. Companies that help you with credit repair do so by, removing false information, providing explanations for certain negative items, and asking for verification or proof that other negative items on your report are legitimate. This may take time and patience, but in the end you may be able to improve your credit, bump up your FICO scores, and qualify for a home loan. 

Note that in may cases, you can improve your credit yourself by simply paying your bills on time and by paying off unnecessary debt. However, if you are having difficulties getting negative items removed from your credit reports, you may want to consider using professional help in the form of a credit repair company. 

CFAM Credit Solutions may be able to help! Here's how:


Easy & Affordable Services

CFAM Credit Solutions offers several payment plans to fit your needs. Get Started for Only ~ $125 per month for 6 months.

Unlimited Personalized Disputes

We provide clients with unlimited personalized dispute letters to the three credit bureaus. We’ll write customized dispute letters and send them to each major credit bureau for one year.

Excellent Customer Service

We have the best customer service in the industry. CFAM Credit Solutions prides itself on our superior customer service, our utmost respect for clients and our professional Case Managers.

We Guarantee Customer Satisfaction

If after twelve months of disputing your credit file, we do not improve your credit profile…we will refund your money.

Excellent Results

We have had great success helping people with every kind of credit problem. After utilizing our service, many clients have been able to buy a new home, a new car, adopt a baby or just meet the credit needs of their family.

How Our Process Works

The three major credit reporting agencies are Equifax (CSC Credit Services), Experian and Transunion. Most consumers assume that there is nothing that they can do to change the information that these companies report. This is not true. Federal Law gives the consumer the right to have inaccurate information corrected. It is up to the consumer to ensure that each credit bureau is up to date and accurate.

 We have successfully removed questionable items including:

  • Late Payments

  • Collection Accounts

  • Charged Off Accounts

  • Bankruptcies

  • Judgments

  • Liens

  • Inquiries

  • Foreclosures

  • Short Sales
    ...and more!

Contact agent Brad Rhodes

Direct: 949-874-1077

Fax: 903-786-7108



Please let Brad know that you found him through !


Here are some other suggestions on how you can begin making some changes.

  • Pay your bills on time. This sounds simple, but this is the biggest thing you can do to keep your score high. Delinquent payments & collections have a major negative impact on your score.

  • Keep your balances low on unsecured revolving debt like credit cards. High balances still owed can affect a score.

  • The amount of unused credit is an important factor in calculating your score. You should only apply for credit you need

  • Make sure the information on your credit report is correct. If it is not, dispute it with the Bureau Company or lender directly.

  • Removing negative accounts on your credit report has the biggest impact on your score!


   Ron Denhaan

DRE LIc# 01728866


Ron Denhaan, Realtor


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The comments on this web page are merely the opinion of the author and they are not intended as a guarantee that you will be able to repair your credit or qualify for a home loan. The author of this web page is not affiliated in any way with CFAM Credit Solutions, nor does the author guarantee or warrant this company's services. Using a professional credit repair service may be beneficial, but is not a guaranteed solution. Potential clients of CFAM are advised to do their own research regarding the credit repair process and/or the use of credit repair services, and to consult with qualified financial advisors, as needed (see Disclaimer above)